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Bad Credit Auto Loans

A lot of factors go into determine who gets approved for auto loans but the major factor is your credit score. The credit score is a number lenders get from credit bureaus that lenders determine how likely you are to default on an auto loan.

Don't get fooled by those 0% auto loan offers even if they advertise that it includes people with bad credit. A study recently done found that only about 15% of Americans qualify for those 0% interest auto loan offers.

Most of the time, the 0% offers are designed to unload bad selling cars anyway. Just realize if you have bad credit, your interest rate on your car loan may be a little higher than an average person. As long as you shop around from a few different places, you should get a quality auto loan rate.